The Scoop, the Poop, the Truth about those FREE Credit Reports

Let’s keep this short and sweet as it is very simple.

Companies that offer a FREE credit report are offering you a report that is already by federal law FREE to you. They charge you for such things as a membership, credit-monitoring services or some other services. That is how they make their money and in most cases the service they are offering is not needed or can be obtained free as well by the consumer.

Below is information of the federal law, the link, the phone for that 100% FREE Credit Report. This site is sponsored by all 3 bureaus. You can get 1 FREE REPORT ANNUALLY from each bureau. There are 3 bureaus, so order one every 4 months and you have now just covered the full year.

“THIS NOTICE REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a FREE credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.”

I told you it would be short and sassy. If you still have questions or need help with a credit issues, please visit us at Marshrobert.com. MRG provides a suite of Credit Building Tools.